TIMELINE________

December 2005 Mr. Gant of HSBC Mortgage (then Household Mortgage) called me and informed me that the amount due of $11,000.00 would have to be paid in full by the 31st or I would loose my house. I was lead to believe that I would be homeless on the 31st and my house taken from me. Sometime later I found out that was a lie. December 30th, 2005 I filed for Chapter 7 Bankruptcy Protection US Bankruptcy Court Northern District of Texas . March 2006 HSBC Files for and is Granted a Relief of Stay on the date of entry of a chapt.7 Discharge. What is normally a 90 process took 2 years in my case

June 2007 HSBC institutes suit for possession of property, Abated by the Justice court pending outcome of District Court Case

July 2009 Notice to Appear in Justice Court received for the continuation of the suit for possession

July 17th 2009 I found out and subsequently my Attorney at the time was informed the District Court Case was DWOP’d on May 19th. No notice of pending DWOP or actual dismissal was received by my attorney nor myself to date. My attorney quit on this day. I had court on Monday. No representation

July 20th HSBC obtains Writ of Possession. Note: Judge stated should would have given me a continuance to get the District Court Case Reinstated if I was still within the 30 day time to do so .. but I was already 60 days out when I heard of the DWOP.

Oct 2009 Appealed to County Court at Law #3

November 2009 HSBC obtained an eviction order.